Home care: Combining Affordability and Convenience

When it comes to health care, cost is an important consideration to take. No one wants to sacrifice quality to save a few pounds, and luckily there are options to suit everyones unique needs and limitations.  The infographic below outlines some of the key factors that point to at-home care as a reliable, convenient and affordable option. Here are also a few things to remember when making the home care decision for yourself or a loved one.

Inpatient Facilities vs. Home Options
Care home costs

According to PayingForCare, a report by healthcare specialists Laing & Buisson in 2013/14) depending on where in the UK you live, care homes can cost an average of:

  • £29,270 per year for a residential care home, or
  • £39,300 per year if nursing is required.

Remember, you might have to pay extra for things like trips out, hairdressing and some therapies – check what’s included in the care-home fees

NHS Nursing Care Contribution

If you’re living in a nursing home and are receiving care from a registered nurse or doctor, you might be entitled to NHS Nursing Care Contribution towards the cost of treatment.

This is essentially a contribution towards your fees, paid by the NHS or your local trust.

Home care costs

Again, costs are very different depending on where you live and whether you need support during the day or at night, on weekdays or at weekends.

  • You should allow an average of about £15 per hour – that’s nearly £11,000 per year if you have a carer for 14 hours a week.
  • If you need full-time care during the day, costs start at £30,000.
  • If you need carers to move in around the clock, you can easily be talking about more than £150,000, this would be totally tailored around your specific and individual care needs.

You’ll still have the cost of maintaining your house, but you have the advantage of being in familiar surroundings.

Maintaining a Quality Life

For many older people, keeping a good quality of life beats cost. A UK reports says that home care is the choice of 82 percent of older people because it doesn’t disrupt the life they’ve built for themselves. This kind of care allows individuals to maintain their relationships and homes while still getting the attention and help they need.